Providers
You need to deposit €11,904, released to you at about €992 a month. Providers differ mainly on fees, on how fast they issue the blocking confirmation, and on whether they bundle health insurance.
| Provider | Bundles insurance | Setup fee | Monthly fee |
|---|---|---|---|
|
Expatrio →
Sells a combined blocked account + health insurance + free German bank account package at the same price.
Checked 3 September 2026.
|
Yes | €119 | €9.00 |
|
Fintiba →
Long-established; also sells a bundled insurance plan. Price rose to this level on 3 November 2025 — existing customers keep their old rate.
Checked 3 September 2026.
|
Yes | €159 | €9.90 |
|
Coracle →
Coracle's own site lists its opening fee as "Coming soon" — it has not been accepting new applications since an August 2025 system upgrade, with no announced reopening date. Do not rely on older third-party quotes of ~€99 until the site itself publishes a current price.
|
Yes | check current rate | check current rate |
|
Deutsche Bank →
The original offline route; largely displaced by online providers like Expatrio and Fintiba. No current published online blocked-account fee — contact a branch directly.
|
No | check current rate | check current rate |
Not every fee is filled in. Rows showing "check current rate"
have no honest number to put here right now — usually because the provider's own
site does not publish one at the moment. A row with a fee and a checked date was
read directly from that provider's own page; it can still have moved on since.
What actually matters
- The German mission handling your file must accept the provider — confirm before paying.
- How quickly the blocking confirmation is issued, since the visa appointment depends on it.
- Whether the bundled insurance is one a German university accepts for enrolment.
- How the money is released, and what it costs to send it to a German current account.
Not an endorsement
These are the providers students most often mention. Listing one here is not a recommendation, and the list is not exhaustive.